R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Personal belongings

How does Bankruptcy Affect Personal Belongings One of the biggest concerns people have when considering bankruptcy is losing everything they own. It’s likely something you’ve considered if you’re struggling financially. The truth is filing for bankruptcy can put some of the things you own at risk, but you aren’t going to lose all of your […]

Should I Reaffirm Any of My Debts?

Reaffirming debts can make a bad situation worse. Reaffirming a debt can help you manage your financial situation, but it’s not a fix-all. In some cases, it can lead to a great deal of stress and make a bad situation worse. How do you know reaffirming a debt is the right option? There are a […]

Can Poor Health Cause Bankruptcy?

Healthcare Bills and Bankruptcy Medical bills are one of the primary causes of bankruptcy. Whether you’re dealing with a chronic illness and over time the cost has ballooned, or you experienced an unexpected health emergency, medical expenses can be astronomical and throw even the most conservative financial plan off track. Many people dealing with financial […]

Ignoring

Ignoring Debt Is Not a Solution There are many problems in life that ignored will go away. Unfortunately, debt is not one of them. Ignoring your debt will cause your situation to get worse and the longer you hide from it the less likely it is to go away. So why do people think ignoring […]

Filing for Chapter 7 bankruptcy can be a great way to make a fresh start with your finances. And for many people, the experience is relatively stress-free. Once they work up the nerve to file they realize it wasn’t as bad as many believe, and within a matter of weeks they are working their way […]

Chances are if a creditor has received a judgement against you, you’ve been struggling with your finances for a while. But like many people, you might’ve ignored the problem hoping it would go away, or you didn’t realize the severity of your situation. A judgement means the court has gotten involved and found in favor […]

Foreclosure can be one of the most frightening experiences of your life. The good news is you aren’t alone. There are people on your side who are there to help you deal with your financial situation and possibly even remain in your home. The most important thing you can remember if you are facing foreclosure […]

There are plenty of things you need to do if you are thinking of filing for bankruptcy in Georgia, but there are also several things you shouldn’t do, too. The days, weeks, and months leading up to filing for bankruptcy are crucial, and the actions you take and do not take during this time can […]

Working with a bankruptcy attorney when you file for bankruptcy is essential, but how do you choose the one who is right for you? There are plenty of people out there qualified and able to help you, but it’s important you get the support you need from the right person. Most bankruptcy attorneys offer a […]

Bankruptcy can be a smooth transition from financial strife to a much easier life, but in some cases the person filing for bankruptcy faces a few bumps along the way. This is especially true when someone files a lawsuit against you during bankruptcy. In many instances, the automatic stay bankruptcy creates protects you from legal […]

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