R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

Chances are if a creditor has received a judgement against you, you’ve been struggling with your finances for a while. But like many people, you might’ve ignored the problem hoping it would go away, or you didn’t realize the severity of your situation. A judgement means the court has gotten involved and found in favor […]

Foreclosure can be one of the most frightening experiences of your life. The good news is you aren’t alone. There are people on your side who are there to help you deal with your financial situation and possibly even remain in your home. The most important thing you can remember if you are facing foreclosure […]

Most people considering bankruptcy worry about how filing will affect homeownership and their mortgage. But what if it’s a second mortgage causing you concern? Are second mortgages handled the same as primary mortgages in bankruptcy? What’s the Point of a Second Mortgage? People get second mortgages for a variety of reasons. Sometimes it’s to ease […]

Life doesn’t always work out as you intend it to. For many college graduates, their dreams of securing an education so they are able to get a high-paying job fell apart after they graduated. They entered “the real world” only to find out their job opportunities were not as bright as they’d hoped and their […]

Is Bankruptcy an Emergency?

Anyone filing for bankruptcy is likely to consider his or her situation an emergency. Deciding to file is a big decision that takes time, but if you’re like most people, once you commit to filing for bankruptcy you’re ready to move forward as quickly as possible. Unfortunately, the bankruptcy court is unlikely to move with […]

When you file for bankruptcy the court assigns a trustee to your case. This is the person responsible for making sure your creditors get what you owe them. He or she is knowledgeable about the bankruptcy process and can get things completed efficiently, but as much as a trustee might seem supportive or like a […]

There are plenty of things you need to do if you are thinking of filing for bankruptcy in Georgia, but there are also several things you shouldn’t do, too. The days, weeks, and months leading up to filing for bankruptcy are crucial, and the actions you take and do not take during this time can […]

You have a lot to think about when filing for bankruptcy, and in many cases, you’ll have even more to consider if you are married. One of the biggest challenges faced by those filing for bankruptcy when they are married is how filing will affect their marriage. The good news is there are tools available […]

Working with a bankruptcy attorney when you file for bankruptcy is essential, but how do you choose the one who is right for you? There are plenty of people out there qualified and able to help you, but it’s important you get the support you need from the right person. Most bankruptcy attorneys offer a […]

The goal of bankruptcy is to help you get a fresh start and move forward with fewer financial burdens. As part of the process, you not only reorganize or eliminate debt, you also learn how you can avoid financial challenges in the future. One of the ways you do this when you file for bankruptcy […]

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