R. Flay Cabiness, II, P.C. Georgia Lawyer Blog

bankruptcy and 401k

401k and Bankruptcy A 401k retirement savings plan is one of the primary ways people save for the later years in their life when they won’t be working. It allows you to automatically put money into savings gradually. The deposits are tax-deferred and in most cases, a portion is matched by your employer. It’s easy […]

bankruptcy court

Bankruptcy Court The involvement of the court is one of the most intimidating aspects of filing for bankruptcy. Despite bankruptcy court not being anything like criminal court, knowing court officials are involved strikes fear in many people who file. What should you know about bankruptcy court and what can you do if you’re feeling anxious […]

Bankruptcy Secrets

Bankruptcy Secrets Bankruptcy shouldn’t be your financial goal, but you also shouldn’t consider it your worst-case scenario. It’s a helpful tool that makes it possible to get back on track after you’ve hit a financial bump in the road. Knowing a few bankruptcy secrets helps you decide whether filing is right for you. As more […]

6 Ways Debt is Bringing You Down

debt bringing you down

Debt Bringing You Down? It’s no secret that debt is a burden for many. Even a small, manageable amount of debt can become problematic if a drastic change occurs in your life. You can fall behind on a once-affordable mortgage or car loan with the loss of a job or unexpected medical bill. But imagine […]

Bankruptcy Dismissed

Don’t Have Your Bankruptcy Dismissed Bankruptcy results in either discharge of debts or dismissal. In Chapter 7 discharge occurs within a few months. In Chapter 13, some debts are discharged after three to five years of payments. Organization and discharge of debt is always the goal when someone files for bankruptcy. Unfortunately, if things don’t […]

Medical Debt

Medical Debt The COVID-19 pandemic has brought most things to a temporary halt, but efforts to collect a medical debt is not one of those things. Anyone with an unpaid medical bill – regardless of whether they’ve been personally affected by COVID-19 via layoff, termination, or actually contracting the virus – might still face aggressive […]

Covid-19 Debt Help

Workers Across the Nation are Being Impacted by Coronavirus. How Can They Get  Covid-19 Debt Help? If your income has changed because of the Covid-19 pandemic you are not alone. The stay-at-home orders issued by governors in most states has led to businesses closing and people everywhere having to change their routines. For many, this […]

What is a Bankruptcy Mill?

Bankruptcy Mills Filing for bankruptcy can be one of the best financial decisions you ever make. In order for it to be successful, though, it’s important to work with a reputable professional who can guide you through the process and help you avoid mistakes. A bankruptcy expert can also offer advice on whether or not […]

budget

Student Loan Debt Student loan debt can be one of the most daunting there is. The debt often comes due just a short time after graduation when a person is faced with a variety of stress and pressure to find a job and begin their adult life. It also tends to be tens of thousands […]

facts or myth

4 Bankruptcy Myths Bankruptcy has become more widely accepted, but it is still not without stigma. There are plenty of myths out there and far too many of these myths are accepted as truth about bankruptcy. People hear the myths and allow themselves to be fooled into not filing or postponing filing. This can end […]

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