Giving up all of your assets is one of the most daunting aspects of filing for bankruptcy. Nobody wants to have to part with their hard-earned money and possessions. Fortunately, this is rarely the case when you file for bankruptcy. There are many ways to protect your assets, at least some of them when you […]
Foreclosure is a frightening and overwhelming experience. It’s something nobody wants, but for some, it’s unavoidable. Luckily, you have options. For some bankruptcy is the best route. Will bankruptcy stop foreclosure? It can, but it’s not always a simple process. When you’re behind on your mortgage payments, it’s important to understand all of your options […]
Financial troubles are incredibly stressful, especially when you don’t have steady employment. Many people wonder if bankruptcy is a path out of financial turmoil. But can you file bankruptcy if you don’t have a job? The answer is yes, although there are some considerations to keep in mind. Here’s what you need to know. Bankruptcy […]
Deciding to file for bankruptcy can be difficult. It is a complicated process that requires careful consideration and planning, especially when it comes to spending money. If you are considering bankruptcy, you may be wondering if it’s okay to spend money before filing. Here’s what you need to know: When Is It OK To Spend […]
What are the most important questions to ask before filing for bankruptcy? If you’re considering filing for bankruptcy, you’re not alone. Hundreds of thousands of Americans file for bankruptcy every year. People who file range from those with low to moderate income struggling to make ends meet to people with significant income and/or assets and […]
If you’re considering filing for bankruptcy, you’re probably wondering if you qualify to file. The answer isn’t always simple and many factors play a role. What do you need to know? What is Bankruptcy? First things first: let’s define bankruptcy. Bankruptcy is a legal process that allows individuals or businesses to get relief from some […]
Assuming you’re not in danger of defaulting on your credit card payments, there are a few strategies you can use to minimize the amount of interest you pay and get out of debt more quickly. 1. Pay More than the Minimum Payment Due The minimum payment is usually just a small percentage of your overall […]
If you’re like most college graduates, you’re probably wondering how the new student loan forgiveness program will work and what you need to do to qualify. Here’s what you need to know about the 2022 Student Loan Forgiveness Program. How do you qualify for forgiveness and what do you need to do? Check Your Eligibility […]
What happens if you can’t afford bankruptcy payment obligations? Chapter 13 bankruptcy is a great way to get your finances in order after struggling to make ends meet. However, for some people, even filing Chapter 13 isn’t enough to get them back on track. If you’re having trouble making your payments, the first thing you […]
Can you file bankruptcy without your spouse? The short answer is no, most people should not file for bankruptcy without their spouse. Bankruptcy is a legal process that can have serious financial implications for both parties involved, so it’s best to go through the process together. There are a few exceptions to this rule, however. […]
